By the Numbers
Cost of Living in Utah
A comprehensive breakdown of what it actually costs to live in Utah, city by city.
Utah's cost of living at a glance
Utah's overall cost of living is slightly above the national average, driven primarily by housing costs along the Wasatch Front. However, the state's low property taxes, absence of Social Security taxation, and competitive utility costs help offset higher housing prices. When compared to coastal metro areas like San Francisco, Seattle, or New York, Utah remains significantly more affordable.
The key to Utah affordability is location. Cities along the Wasatch Front vary dramatically in price, from Spanish Fork and Ogden at the more affordable end to Park City and Draper at the premium end. Southern Utah (St. George) offers a different value proposition, with lower housing costs than Salt Lake City but higher utility bills due to desert summers.
Housing costs by city
Median home prices across Utah's major cities (2025-26 data). Figures are approximate ranges based on recent market data from sources like Redfin, Zillow, and local Realtor boards.
Budget-Friendly
Best value along the Wasatch Front
Mid-Range
Most popular family communities
Premium
Prime locations with premium pricing
Average rent by city
Typical monthly rent for a one-bedroom apartment (2025-26 data):
| City | 1BR Rent |
|---|---|
| Park City | $2,050–$2,350 |
| Salt Lake City | $1,200–$1,600 |
| Draper | $1,300–$1,600 |
| South Jordan | $1,200–$1,450 |
| Lehi | $1,200–$1,500 |
| Sandy | $1,250–$1,550 |
| American Fork | $1,100–$1,350 |
| Layton | $1,050–$1,300 |
| Bountiful | $1,050–$1,300 |
| West Jordan | $1,100–$1,350 |
| St. George | $1,400–$1,600 |
| Ogden | $1,050–$1,300 |
| Provo | $1,100–$1,300 |
| Springville | $950–$1,200 |
| Spanish Fork | $900–$1,150 |
Taxes in Utah
Utah's tax structure is straightforward and relatively taxpayer-friendly, especially for retirees.
Everyday expenses
Typical monthly costs for common household expenses:
| Expense | Typical Range |
|---|---|
| Average Electric Bill | $90–$130/month |
| Average Gas Bill | $35–$55/month |
| Water & Sewer | $40–$70/month |
| Internet (High-Speed) | $50–$70/month |
| Groceries (Family of 4) | $1,000–$1,200/month |
| Gasoline (per gallon) | $4.40–$5.00 |
| Car Insurance (annual) | $1,200–$1,800 |
| Healthcare (family premium) | $1,800–$2,200/month |